If you’re in Jonesboro, AR, and have suffered an injury at work, you might feel overwhelmed by the thought of filing a workers’ compensation claim. Nonetheless, knowing your rights under Arkansas’s workers’ compensation laws is critical to getting the support you’re entitled to.

The process doesn’t have to be a heavy burden. Understanding state law and finding legal help can streamline even the most complex situations.

Workers Compensation Statistics in Jonesboro, Arkansas

The Arkansas Department of Labor and Licensing shed light on the risks in Jonesboro. According to their data, every 3.1 out of every 100 workers suffered an injury in 2022. This statistic is a notable increase from 2.5 out of every 100 the previous year.

How Does Workers Comp Work in Jonesboro, Arkansas?

Unfortunately, going through the process of applying for workers’ compensation begins with getting sick or injured on the job. The circumstances surrounding the incident that led to your problems are especially crucial. For example, the injury had to occur during your regular work duties. While an event that happens during your lunch break wouldn’t apply, getting into a car accident while running an errand for your boss would qualify for a claim. 

Employees with at least three employees in Jonesboro must have workers’ compensation insurance. However, this coverage excludes some workers, like independent contractors. The law also covers psychological injuries if they are work-related.

For example, say your supervisor asked you to drop something off on your lunch break. While running this errand you then get in a car accident on your way to the destination. Any resulting injury is eligible for workers’ compensation. However, if you are on your lunch break, performing no such task when you get in an accident, it does not qualify for a claim.

The steps you take immediately following a workplace incident in Jonesboro, Arkansas are critical for the purposes of filing a compensation claim. Follow the following steps to preserve your rights and learn how workers comp works.

Get Medical Attention

After you get injured or feel ill, the first step is to see a doctor. Don’t delay seeking help from a Jonesboro, Arkansas healthcare professional. This could not only jeopardize your health, but you run the risk of missing time-sensitive deadlines in the workers’ compensation process. Having a proper medical report detailing the extent of the damage and how it occured is the first step in the process. Your employer cannot file a claim with their insurance carrier without this information.

When dealing with a job-related illness, the symptoms and diagnosis may not happen right away. You may find yourself attending regular checkups and testing for weeks or months before a doctor finally associates your illness with your job. Your doctor may make the determination that the illness is either the result of your work conditions or aggravated by them. Once they do, see your human resources representative to file a workers’ compensation claim.

File a First Report of Injury

The first report of an on-the-job injury or illness will provide the workers’ compensation insurance carrier with the details of the events leading up to the injury. In this report, you will provide your physical injuries, the medical treatment you received, and the facilities that provided it. It’s always a good idea to bring a copy of the doctor’s report to submit with the report of injury.

In Jonesboro, workers usually must report injuries within 30 days. Missing this deadline can risk losing eligibility for benefits.

Timeline and Other Information

In Arkansas, you should start to receive payments within two weeks. Approved claims lead to temporary disability benefits covering up to two-thirds of your average weekly wage. In cases of permanent disability, benefits may extend for a set period or even for life.

Your employer should furnish you with information about the claims process. The adjuster or insurance carrier representative may want to speak to you at some point about the incident and any possible witnesses to the event. In the meantime, the workers’ comp insurer may begin paying medical benefits while the investigation into your claim continues.

Why You Should Hire a Jonesboro, Arkansas Workers’ Compensation Lawyer

While workers’ compensation claims may be straightforward for some cases in Jonesboro, Arkansas, in others, it may be more difficult. For example, your employer may decide to question whether you were hurt on the clock or on your own time. It’s also common for a company to question the full extent of your injury. Hiring a Jonesboroworkers’ comp lawyer ensures that you have an advocate to fight for your rights as a victim.

Work With an Experienced Local Lawyer In Jonesboro, Arkansas

If you are hurt or contract an illness as a result of your job in Jonesboro, Arkansas you need to find the right people to help. Since the workers’ compensation claims process can have pitfalls, you should consider getting a local attorney who knows how to avoid them. 

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!