Workers Compensation in Boulder, CO

Workers’ compensation protects workers in Boulder when the worst happens on the job. However, understanding your rights and getting approval can prove challenging.

The good news is that expert legal help can secure the benefits you deserve. Explore the crucial steps, know your rights, and connect with us today!

Workers Compensation Statistics in Boulder, Colorado

The Colorado Department of Labor and Employment does not have good news for workplace injuries. Incidents that resulted in death increased by 23.1% from the previous year’s high. Transportation workers in Boulder were at the most risk statistically. Additionally, exposure to dangerous chemicals increased by 44.4%.

How Does Workers Comp Work in Boulder, Colorado?

Unfortunately, going through the process of applying for workers’ compensation begins with getting sick or injured on the job. The circumstances surrounding the incident that led to your problems are especially crucial. For example, the injury had to occur during your regular work duties. While an event that happens during your lunch break wouldn’t apply, getting into a car accident while running an errand for your boss would qualify for a claim.

Most employers in Boulder must have workers’ compensation insurance. Regardless, there are some exceptions for casual maintenance or repair workers. Approved beneficiaries receive compensation for medical expenses, rehab, and lost wages. Colorado also recognizes work-related mental or psychologically traumatic injuries.

For example, say your supervisor asked you to drop something off on your lunch break. While running this errand you then get in a car accident on your way to the destination. Any resulting injury is eligible for workers’ compensation. However, if you are on your lunch break, performing no such task when you get in an accident, it does not qualify for a claim.

The steps you take immediately following a workplace incident in Boulder, Colorado are critical for the purposes of filing a claim for compensation. Follow the following steps to preserve your rights and learn how workers comp works.

Get Medical Attention

After you get injured or feel ill, the first step is to see a doctor. Don’t delay seeking help from a Boulder, Colorado healthcare professional. This could not only jeopardize your health, but you run the risk of missing time-sensitive deadlines in the workers’ compensation process. A proper medical report detailing the extent of the damage and how it occurred is the first step in the process. Your employer cannot file a claim with their insurance carrier without this information.

When dealing with a job-related illness, the symptoms and diagnosis may not happen right away. You may find yourself attending regular checkups and testing for weeks or months before a doctor finally associates your illness with your job. Your doctor may make the determination that the illness is either the result of your work conditions or aggravated by them. Once they do, see your human resources representative to file a workers’ compensation claim.

File a First Report of Injury

The first report of an on-the-job injury or illness will provide the workers’ compensation insurance carrier with the details of the events leading up to the injury. In this report, you will provide your physical injuries, the medical treatment you received, and the facilities that provided it. It’s always a good idea to bring a copy of the doctor’s report to submit with the injury report.

An injured worker must declare the injury to their employer within four working days of the incident. An employee in Boulder can face a reduction in benefits if they do not report within this timeframe. Following this initial notification, there is generally a two-year timeline to file a formal claim.

Timeline and Other Information

An employer from Boulder must notify their insurance within ten days of learning about the injury or illness. Then, their insurer has 20 days to admit or deny the claim. They must provide notice if they need more time to investigate.

Your employer should furnish you with information about the claims process. The adjuster or insurance carrier representative may want to speak to you at some point about the incident and any possible witnesses to the event. In the meantime, the workers’ comp insurer may begin paying medical benefits while the investigation into your claim continues.

Why You Should Hire a Boulder, Colorado Workers’ Compensation Lawyer

While workers’ compensation claims may be straightforward for some cases in Boulder, Colorado, in others, it may be more difficult. For example, your employer may decide to question whether you were hurt on the clock or your own time. It’s also common for a company to question the full extent of your injury. Hiring a Boulderworkers’ comp lawyer ensures that you have an advocate to fight for your rights as a victim.

Work With an Experienced Local Lawyer In Boulder, Colorado

If you are hurt or contract an illness as a result of your job in Boulder, Colorado you need to find the right people to help. Since the workers’ compensation claims process can have pitfalls, you should consider getting a local attorney who knows how to avoid them.

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!

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