Insurance fraud is a growing concern. It leads to significant losses for companies and higher premiums for customers. As a result, anyone facing these charges may suffer severe legal consequences. Hefty fines, restitution, and even imprisonment are possible.
In such cases, it is crucial to seek the guidance and representation of an experienced insurance attorney. But what can they do for you specifically?
This article explores how your legal counsel can defend you against insurance claim fraud charges. Read on to discover how they work to protect your rights and how to schedule a consultation today.
Understanding Insurance Claim Fraud
This fraud is a deliberate attempt to gain a financial advantage by being deceptive about an insurance claim. The purpose is to receive a payout that an individual, group, or organization does not deserve.
There are different types of insurance claim fraud, including false statements or staged accidents. In many other cases, they involve losses or damages that did not occur. For instance, someone may exaggerate the value of their loss or submit a claim for an item they did not have.
An expanded (but not comprehensive) list of common insurance frauds includes the following:
- Fake injuries
- Inflated medical bills
- False lost or stolen property claims
- Purposefully damaging a vehicle to claim compensation
Building a Defense Strategy
You may be wondering when it comes to insurance fraud claims, what can a lawyer do? Well, when an attorney evaluates your case, they will examine all the available evidence. They may want to comb through witness statements, documentation, and physical evidence. They will then assess the strength of the evidence and determine if there are any weaknesses or gaps. The attorney may also conduct their own investigation to find ways to support you.
One way they may challenge the prosecution is to find reasons to question the reliability of their assertions. This process may involve challenging the credibility of witnesses or the accuracy of physical evidence.
Your insurance attorney may also argue that the case relies on illegally obtained. There could have been errors in their procedures or outright coercion.
An attorney has many other options to defend against insurance claim fraud charges, including these tactics:
- Demonstrating that the prosecution has failed to prove all elements of the crime
- Arguing that the insurance claim was legitimate and any errors or inconsistencies were accidental
- Providing evidence of extenuating circumstances, such as a medical emergency or mental health issues
- Negotiating a plea deal with the prosecution to reduce the charges
- Filing pre-trial motions to dismiss the case
- Bringing in expert witnesses to question the evidence or provide an alternate interpretation
- Presenting contradictory statements or conflicting physical evidence
Working with Insurance Companies
Insurers are often the ones who investigate and report suspicious claims to authorities. They may also have to provide evidence or testimony during the legal process. Accordingly, many of these companies have teams of attorneys dedicated to representing them in court.
Your lawyer will interact with these businesses in several crucial ways. For example, they may subpoena information about the claim. They might also work with the claims adjuster or legal staff to negotiate a deal.
These details from the insurer are essential to most defense strategies. For example, their investigation could have flaws or be incomplete. Consequently, your attorney may use that information to challenge the facts of the case. Alternatively, the insurer’s investigation can uncover evidence to support your version of events.
Insurance claim fraud cases can have a wide range of outcomes. You can expect to learn about a variety of these when you reach out to us about insurance claims. In the worst-case scenarios, you may face fines, restitution, or even imprisonment. Other times, you could arrange a plea deal, reduce the charges, or get the case dismissed.
In any of these circumstances, an attorney is the most effective way to achieve a better result. Beyond anything discussed so far, they have crucial connections to those involved in your case. They can use their reputation and the strength of these relationships to advocate for you.
Throughout the legal process, your insurance lawyer must protect your rights. Furthermore, they have an ethical obligation to keep you informed about developments in the case.
Contact a Local Insurance Attorney Today
Substantial fraud charges require the zealous defense only a skilled insurance attorney can provide. They can wield the law, their expertise, and considerable resources to your advantage.
If you or someone you know is in trouble, do not hesitate to seek legal help. Contact us today to schedule a consultation with a local insurance attorney. You can complete an online form or call us 24/7 at (866) 345-6784.