Auto Accident Injury in Louisiana
Have you suffered an injury due to a car accident in Louisiana? If so, your life may never be the same again. Injuries from a car accident can interfere with your ability both to work and to enjoy everyday activities. They can also be incredibly painful. As such, you need an auto accident attorney who understands the laws in LA that will fight for your legal rights and help you receive the financial compensation you deserve.
Auto Accident Injury Statistics in Louisiana
According to the National Safety Council, in 2019 about 4.4 million people suffered serious injuries in motor vehicle accidents and an estimated 38,000 were killed. Data from the Center for Analytics & Research in Transportation shows there were 727 fatalities from car crashes in 2019. Louisiana roads had 109,425 crashes in 2019 with 31,548 incurring injuries. Approximately 1,645 of these crashes were caused by cell phone distractions, and in 2,333 crashes, alcohol was a contributing factor. Today, Louisiana has focused on reducing fatal accidents with its Destination Zero Deaths program.
What to Do After an Auto Accident
It’s important to be prepared in the event you are a victim of a car accident. Below are the steps to remember immediately after your crash.
Receive Immediate Medical Attention
What is the most important step that you need to take after an auto accident? You need to receive immediate and proper medical treatment. You may believe that the injuries sustained after an auto accident are minor. Proper medical treatment helps ensure that you have not sustained any internal injuries that you may not be aware of.
File a Police Report
Even if no one sustained injuries, you still need to call 911 and request law enforcement assistance. When officers arrive, jot down each one’s name and badge number. Answer their questions honestly, but don’t volunteer any unasked for information, especially your thoughts on exactly what happened or who caused the car accident. Be sure to ask the officers for the number of their police report. Also ask when and where you can get a copy of it, including how much it will cost you.
Louisiana mandates that drivers report any accident that involves $500 or more of property damage, an injury or a death. Drivers must report to either the local police department, the sheriff’s office or the state police.
Gather the Appropriate Documentation
While waiting for officers to arrive after a car accident, collect information from all other drivers involved in the accident, including the following:
- Full name, address, phone number and email address
- Driver’s license state and number
- Auto insurance company name, policy number and phone number
Use your cell phone to take pictures of each driver’s license, auto insurance card, your vehicle and each additional vehicle involved in the car accident. Don’t rely on verbal communication. Having as much information as possible will only help you and your case later on. Try to keep this exchange as civil and friendly as possible. However, do not apologize for causing the accident or indicate in any way that you think you may have caused it.
Recovering Damages After an Auto Accident Injury
After surviving a car accident, the emotional and economic toll it takes can be staggering. You are not only dealing with the mental anguish that comes with being involved in a crash, but you may also be experiencing severe physical harm as well.
Common injuries associated with motor vehicle accidents include:
- Burn injuries
- Back and neck injuries, such as whiplash
- Brain and head injuries
- Broken bones
- Spinal injuries
- Soft tissue injuries
The cost of serious injuries from car accidents in Louisiana for 2017 was more than half a billion dollars. Deaths resulted in a cost of $1.21 billion in the state. Property damage resulted in costs of more than $2.1 billion in 2017. In 2020, medical insurance premiums for individuals covered by health insurance in Louisiana are expected to increase by about 10 %, which could impact those injured in an auto accident.
Hiring a car accident lawyer ensures you have the financial ability to cover any losses that have occurred as a result of a crash. An auto accident attorney will also help you handle the paperwork that you will have to complete from insurance companies. This boosts your odds of receiving the insurance compensation you deserve.
Auto Accident Laws in Louisiana
Liability Laws for LA
When car accidents happen, it is essential to determine who bears responsibility for the resulting damage and medical bills. Determining fault impacts everything from your insurance claim and level of liability to the amount of confusion you may endure during the claims process.
In Louisiana, the law mandates that drivers must have liability insurance for any automobile. The bare minimum for coverage amounts are $15,000 for bodily injury for one individual, $30,000 for bodily injury for more than one individual and $25,000 for property damage. Louisiana is also a state that uses a “fault” system to determine which insurance company covers damages.
Statute of Limitations in LA
Each state has its own tort laws that determine the statute of limitations on a claim. In some states, this gives you just one year to file a claim in court, while some others may give you up to six years. In Louisiana, the law states that you have one year from the date of the injury or accident to file a claim or legal suit.
This is why it is important to consult with an attorney immediately after your car crash. Don’t wait and risk losing out on any compensation they can recover.
Work With an Experienced Auto Accident Lawyer In Louisiana
After a car accident, you have enough to worry about. We can help you find an auto accident attorney for your unique case. Get the financial restitution that you deserve if you’re the victim of someone else’s conduct.
Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in LA!