Workers Compensation in Fairbanks, AK

Many Fairbanks residents not only identify themselves with their work, but rely on it to make their lives go. So it comes as no shock that when someone in Fairbanks has a workplace injury, it can throw their life into disarray. However, there are avenues for workman’s compensation you may be eligible for if you were injured at work. It may be in your best interest to reach out to an experienced Fairbanks attorney to explore your options.

Workers Compensation Statistics in Fairbanks, Alaska

The U.S. Bureau of Labor and Statistics cites that workplace injuries and fatalities in Alaska have trended down in recent years. However, employees in Fairbanks are not exempt from such injuries. Injuries while driving, falling equipment, and slips and falls make up the majority of the workplace injuries in Fairbanks.

How Does Workers Comp Work in Fairbanks, Alaska?

Unfortunately, going through the process of applying for workers’ compensation begins with getting sick or injured on the job. The circumstances surrounding the incident that led to your problems are especially crucial. For example, the injury had to occur during your regular work duties. While an event that happens during your lunch break wouldn’t apply, getting into a car accident while running an errand for your boss would qualify for a claim.

The Alaska Department of Labor states that all businesses in Fairbanks with more than one employee must carry workers’ compensation insurance. Workers’ compensation benefits in Fairbanks entitle you to coverage of your medical costs, and disability payments. In addition to reemployment training, and possible death benefits. In Alaska, you can receive benefits for mental health injuries. However,  you must prove that they were caused by your workplace in extraordinary and unusual circumstances.

For example, say your supervisor asked you to drop something off on your lunch break. While running this errand you then get in a car accident on your way to the destination. Any resulting injury is eligible for workers’ compensation. However, if you are on your lunch break, performing no such task when you get in an accident, it does not qualify for a claim.

The steps you take immediately following a workplace incident in Fairbanks, Alaska are critical for purposes of filing a claim for compensation. Follow the following steps to preserve your rights and learn how workers comp works.

Get Medical Attention

After you get injured or feel ill, the first step is to see a doctor. Don’t delay seeking help from a Fairbanks, Alaska healthcare professional. This could not only jeopardize your health, but you run the risk of missing time-sensitive deadlines in the workers’ compensation process. Having a proper medical report detailing the extent of the damage and how it occured is the first step in the process. Your employer cannot file a claim with their insurance carrier without this information.

When dealing with a job-related illness, the symptoms and diagnosis may not happen right away. You may find yourself attending regular checkups and testing for weeks or months before a doctor finally associates your illness with your job. Your doctor may make the determination that the illness is either the result of your work conditions or aggravated by them. Once they do, see your human resources representative to file a workers’ compensation claim.

File a First Report of Injury

The first report of an on the job injury or illness will provide the workers’ compensation insurance carrier with the details of the events leading up to the injury. In this report, you will provide your physical injuries, the medical treatment you received and the facilities that provided it. It’s always a good idea to bring a copy of the doctor’s report to submit with the report of injury.

Fairbanks residents should report an injury to their employer immediately, if possible. This helps establish a solid base of the timeline of events, as well as the seriousness of the injury. You should seek medical treatment for your injury, and make sure to bring a copy of the doctors files to add to your report and any future claims. Filing a report quickly will save you time, money, effort, and is in the best interest of everyone involved.

Timeline and Other Information

Employers in Fairbanks are required to submit a workman’s compensation claim to their insurance company within 72 hours of filing. After your claim has been submitted the insurer has 10 working days to inform you if they have approved or denied the claim. Temporary disability allows for benefits up to 700 weeks. Permanent disability allows for a lifetime of benefits. Long term disability policies in Anchorage allow you to receive benefits for the rest of your life if you are permanently disabled.

Your employer should furnish you with information about the claims process. The adjuster or insurance carrier representative may want to speak to you at some point about the incident and any possible witnesses to the event. In the meantime, the workers’ comp insurer may begin paying medical benefits while the investigation into your claim continues.

Why You Should Hire a Fairbanks, Alaska Workers’ Compensation Lawyer

While workers’ compensation claims may be straightforward for some cases in Fairbanks, Alaska, in others, it may be more difficult. For example, your employer may decide to question whether you were hurt on the clock or your own time. It’s also common for a company to question the full extent of your injury. Hiring a Fairbanksworkers’ comp lawyer ensures that you have an advocate to fight for your rights as a victim.

Work With an Experienced Local Lawyer In Fairbanks, Alaska

If you are hurt or contract an illness as a result of your job in Fairbanks, Alaska you need to find the right people to help. Since the workers’ compensation claims process can have pitfalls, you should consider getting a local attorney who knows how to avoid them. 

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!

How It All Works

Call us or answer the questions on this site. Your category, location, and additional information will help us connect you to a legal professional and we’ll send you the results instantly.

Which Areas of Law?

We have attorneys in over 20 legal categories to choose from.

How Much Does This Cost?

We don’t charge you to be connected. Some legal categories require upfront fees while others do not. The legal professional will determine this with you before you commit to anything.