Social Security Disability in Waldorf, MD
Are you struggling with Social Security benefits in Waldorf?
There are miles of red tape that can apply to anyone’s situation. As a result, you can find yourself frustrated and fed up with the process.
Thankfully, you do not have to go through these struggles alone. A local Social Security attorney may get you the benefits you need and deserve. Start to build your plan today and learn what legal counsel can do to get you there by reading this article today.
Social Security Disability in Waldorf, MD
To receive SSDI benefits, you must complete an application and receive approval from the Social Security Administration (SSA).
If you receive a denial despite meeting all the requirements, you may be wondering if you have options. In this case, it may be wise to seek the assistance of an experienced attorney in Waldorf, MD. They can help you navigate the process of appealing the decision with more likelihood of success.
Who Is Eligible for Social Security Disability Insurance?
Examining the eligibility requirements beforehand can help when you need SSDI benefits in Waldorf, Maryland. Meeting the criteria is vital as failing to do so can result in a denial of benefits. This complexity can also help you determine whether to seek professional help early on in the process.
Disability Determination Services (DDS) is a state agency that evaluates disability claims on behalf of the SSA. They decide whether applicants from Waldof meet the eligibility criteria for SSDI and SSI. They must comb through medical evidence and other factors to make their decision.
Work Credits
It is important to meet eligibility for SSDI benefits in Waldorf. One of the main requirements is having worked a certain number of years in a job where you paid taxes. This experience gives you work credits, gaining up to four per year. The total number needed to qualify depends on the age at which you became disabled.
FICA (Federal Insurance Contributions Act) taxes in Maryland fund Social Security and Medicare. Employers in Waldorf match the contributions of employees to meet this requirement. In 2023, workers pay 7.65% and their employer pays the same amount up to a wage base of $147,000. The resulting total tax rate is 15.3%.
Qualifying Medical Condition
First, you must have a medical condition that qualifies as severe and long-term. This requirement means that the condition interferes with your ability to perform primary job duties. Your doctor must also expect it to last for at least one year.
A recent list of qualifying medical conditions includes the following:
- Cancer
- Musculoskeletal disorders
- Cardiovascular conditions
- Respiratory illnesses
- Neurological disorders
- Mental health conditions
- Autoimmune diseases
- Chronic kidney or liver disease
- Immune system disorders
- Digestive disorders
- Vision or hearing loss
- Diabetes mellitus
Even if you have a qualifying medical condition, there are other factors to determine your eligibility. For example, you may not be able to receive benefits if you have employment in Waldorf.
You cannot earn above a certain amount, which is the work credit requirement. If you have a disability and earn $1,260 per month, the SSA may consider you capable of gainful activity. Additionally, the same applies to a blind individual earning $2,110 per month.
SSI vs. SSDI
You may still receive benefits through Supplemental Security Income (SSI). This program is an alternative for not meeting the work credit requirement. It provides assistance to individuals with disabilities who have little to no income. It can help with essential expenses for food, clothing, and shelter.
The Maryland Division of Rehabilitation Services gives extra cash to SSI and SSDI recipients. Generally, the amount depends on your individual circumstances. For instance, there are different benefits offered to the disabled, elderly, or blind.
How To Apply for Social Security Disability Insurance Benefits In Waldorf, Maryland
Applying for SSDI benefits may seem simple, but preparing beforehand is crucial. Here’s what you should know before submitting your application.
Step 1: Gather Appropriate Information
To properly apply for SSDI benefits, you must have all relevant details ready beforehand. To help you prepare, here are some of the most common elements you should have on hand:
- Medical records related to your disability
- Work history, including the name of the employer, job title, and the dates of employment
- Educational history, including any degrees or certifications
- Contact information, including doctors, hospitals, clinics, and therapists
- Income information such as tax returns and pay stubs
- Social Security and other government-issued photo ID
- Family information, including their Social Security numbers and birth dates
- Any other information the government may deem to be relevant
Step 2: Apply Online
There are three methods available to apply for Social Security Disability Insurance benefits:
- Apply at ssa.gov/applyfordisability
- Schedule an appointment by calling 800-772-1213
- Visit the nearest Social Security office to Waldorf, MD to apply without an appointment
It’s advisable to apply for disability insurance only when you possess adequate medical records. If you haven’t had a medical appointment in a while, obtain your doctor’s endorsement for SSDI before applying.
The nearest Social Security Administration office to Waldorf is in Clinton, MD. They may have restrictions on appointments, so it is best to try and schedule with them first.
Step 3. If Denied, Contact an Attorney
Hiring a lawyer in Waldorf to file an appeal is the next step if you believe you received a wrongful denial. Your attorney will gather all relevant information and build a compelling case to support your need for benefits.
Work With an Experienced Local Lawyer in Waldorf, Maryland
Consulting a lawyer is crucial if you received a denial for Social Security Disability Insurance in Waldorf. With the aid of a skilled attorney, you can appeal the decision and get the benefits you deserve. We can even help you connect with an attorney across Maryland state lines.
Call us today at (866) 345-6784 or complete our brief online form to talk to a local Social Security lawyer!
