Social Security Disability in Tuscaloosa, AL

We don’t like to think about worst case scenarios, but it’s always beneficial to know that a system like Social Security Disability exists. SSD allows you to still draw a monthly payment, even if you have been injured or disabled and are unable to work. You are eligible for these payments based on your work history and injury circumstances, but there can be times where a dispute arises. If this is the case, you may want to engage the services of an experienced attorney in Tuscaloosa.

Social Security Disability in Tuscaloosa, AL

If you believe you are eligible to receive SSDI, then you will first need to fill out an application and be approved by the Social Security Administration (SSA).

But, what happens if SSA denies your application for SSDI? Are you confused because you meet all of the requirements? If so, you need to work with a qualified Tuscaloosa, AL attorney that has experience in dealing with the SSA in SSDI denials.

Who Is Eligible for Social Security Disability Insurance?

Before trying to obtain SSDI benefits in Tuscaloosa, Alabama it is essential to understand the eligibility criteria. Absent these requirements, you may be denied SSDI benefits. Ensuring you qualify may help you decide whether to enlist help from the start.

Tuscaloosa residents filing for social security disability due to physical or mental ailment will have their claims processed by the Alabama Division of Developmental Disabilities. Keep in mind that your injury must be confirmed by a physician, and keep you from the workforce for a period of no less than 12 months. The number of years you’ve worked in the state of Alabama, and the amount of taxes paid, will also factor into the size and type of your benefits.

Work Credits

You have likely spent a great deal of time working in Tuscaloosa over the years, which bodes well for fulfilling the first requirement. You need to have worked a specific number of years in a job where you paid taxes towards social security (FICA taxes). More specifically, you need to earn a certain amount of work credits to be eligible for SSDI. You can receive up to four work credits per year, and the number of work credits you need for eligibility depends on the age you were when you became disabled.

Payroll taxes in Tuscaloosa amount to 7.65%, based on federal statutes mandated by the Internal Revenue Service. 6.2% of this withholding goes to pay FICA taxes, while 1.45% is spent on Medicare taxes. However, your employer is mandated to match this amount. So essentially, the contribution is doubled.

Qualifying Medical Condition

The second requirement is you must have a long-term, severe medical condition that the SSA classifies as a total disability. Severe means that the condition interferes with or prevents you from being able to perform primary job duties. Long-term means that your disability has lasted or is expected to last at least one year. Total disability means that you are unable to perform a substantial gainful activity for at least one year. The updated list of qualifying medical conditions in 2020 for social security disability includes the following:

  • Neurological disorders
  • Mental disorders
  • Skin disorders
  • Cancer
  • Varying syndromes
  • Kidney disease
  • Hematological disorders
  • Immune system disorders
  • Digestive tract disorders
  • Respiratory illnesses
  • Musculoskeletal problems
  • Senses and speech issues
  • Cardiovascular problems

However, even if you have a qualifying medical condition there are other considerations. You still might not be eligible if you are currently working in Tuscaloosa and making above a certain amount of money. The SSA refers to this as the work credit requirement. For instance, if you are a disabled applicant making $1,260 per month or a blind applicant making $2,110 per month, the Social Security Administration will say you can perform a substantial gainful activity, thereby disqualifying you from receiving SSDI.


If you are not eligible for SSDI due to the work credit requirement, you might still be eligible for Supplemental Security Income (SSI).

SSI is a federal program that is designed to help people with disabilities who have very little or no income but do not meet requirements for SSDI. Monthly payments are given to people to help them pay for basic needs such as clothing, food and shelter.

Unfortunately for Tuscaloosa residents, there are no state run programs that offer a supplement to SSI recipients. However, The Social Security Administration recently announced that all federal SSI enrollees can expect a 1.3% cost of living increase in their monthly benefits. This increase took place beginning 2021.

How To Apply for Social Security Disability Insurance Benefits In Tuscaloosa, Alabama

Applying for SSDI benefits is a relatively straightforward process, but it is important to be exceptionally prepared beforehand; otherwise, it can become unnecessarily complicated. Here is what you need to know about your SSDI benefits application.

Step 1: Gather Appropriate Information

Before you fill out the SSDI benefits application, you will need to gather all pertinent information. Here is a list of some of the most common elements you should have on hand when you are sitting down to apply for SSDI benefits:

  • A list of your diagnosed medical conditions
  • Information about health care professionals you have seen, including their names, addresses and the dates you saw them
  • List of medication or treatments you have been prescribed and the medical professional who prescribed them
  • Information about work history, when you stopped working due to the disability. As well, describe the type of work you were doing before your disability
  • Information about your vocational training and education level
  • Employment information for the current year, as well as the two previous years including your start and end dates and how much money you made
  • If applicable, include information about military service and the dates you served
  • Information about current and/or former spouses including their names, social security numbers and marriage/divorce dates
  • Names and birthdates of children who are under the age of 18 or who became disabled before the age of 22

You should also include any additional information you think might be relevant to your application for SSDI.

Step 2: Apply Online

There are three ways to apply for Social Security Disability Insurance benefits:

  • Visit and apply online
  • Call the Social Security office at 800-772-1213 and schedule an appointment to apply
  • Go to your local Tuscaloosa, AL Social Security office to apply in person without an appointment

You should only apply for disability insurance when you have sufficient medical records to show that you are eligible for it. If you have not seen a doctor in a while, make sure to see one a few times. Then get their recommendation for SSDI before applying.

If you are dealing with a disability that is preventing you from work, you are entitled to these benefits. You can file with your local Social Security Office in Tuscaloosa, such as the one on University Boulevard.

Step 3. If Denied, Contact an Attorney

If you have been denied SSDI and you believe you are eligible, your next step is to contact a qualified Alabama SSDI attorney and appeal the decision by submitting a request on this site .Your attorney will gather all of your information and make a strong case for why you need the benefits SSDI provides.

Work With an Experienced Local Lawyer In Tuscaloosa, Alabama

Have you been denied Social Security Disability Insurance benefits in Tuscaloosa? If you believe you are eligible, it is important to reach out to a lawyer. We can even help you connect with an attorney across Alabama state lines. With the help of an experienced attorney, you can appeal the decision. Then hopefully win your case so you can receive the benefits that you need.

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!

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