Facing the challenge of applying for Social Security Disability (SSD) in Jonesboro, AR, can seem like a daunting task. The complexity of the Social Security Administration’s requirements can leave many feeling overwhelmed.

The key to a successful SSD application often lies in understanding and correctly presenting your case. Waiting too long to apply or submitting incomplete documentation can jeopardize your chances for approval.

It’s time to take the first step towards securing the SSD benefits you need. With the right legal assistance, you can navigate the application process confidently.

Social Security Disability in Jonesboro, AR

If you believe you are eligible to receive SSDI, then you will first need to fill out an application and be approved by the Social Security Administration (SSA).

But, what happens if SSA denies your application for SSDI? Are you confused because you meet all of the requirements? If so, you need to work with a qualified Jonesboro, AR attorney that has experience in dealing with the SSA in SSDI denials.

Who Is Eligible for Social Security Disability Insurance?

Before trying to obtain SSDI benefits in Jonesboro, Arkansas it is essential to understand the eligibility criteria. Absent these requirements, you may be denied SSDI benefits. Ensuring you qualify may help you decide whether to enlist help from the start.

In Arkansas, the Department of Workforce Services’ Division of Disability Determination for Social Security Administration handles disability determination. This service aids residents who cannot work due to long-term medical conditions by assessing their eligibility for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). The department reviews medical evidence and other details to decide on each application. Services are delivered through a combination of online applications and in-person support, ensuring accessible assistance for all eligible Arkansans.

Work Credits

You have likely spent a great deal of time working in Jonesboro over the years, which bodes well for fulfilling the first requirement. You need to have worked a specific number of years in a job where you paid taxes towards social security (FICA taxes). More specifically, you need to earn a certain amount of work credits to be eligible for SSDI. You can receive up to four work credits per year, and the number of work credits you need for eligibility depends on the age you were when you became disabled.

In Jonesboro, AR, employees, and employers both contribute to FICA taxes, which fund Social Security and Medicare. These taxes are split evenly between the employer and employee, deducted directly from wages. FICA contributions are a mandatory part of payroll for most workers, ensuring future benefits for retirement and healthcare.

Qualifying Medical Condition

The second requirement is you must have a long-term, severe medical condition that the SSA classifies as a total disability. Severe means that the condition interferes with or prevents you from being able to perform primary job duties. Long-term means that your disability has lasted or is expected to last at least one year. Total disability means that you are unable to perform a substantial gainful activity for at least one year. The updated list of qualifying medical conditions in 2020 for Social Security disability includes the following:

  • Neurological disorders
  • Mental disorders
  • Skin disorders
  • Cancer
  • Varying syndromes
  • Kidney disease
  • Hematological disorders
  • Immune system disorders
  • Digestive tract disorders
  • Respiratory illnesses
  • Musculoskeletal problems
  • Senses and speech issues
  • Cardiovascular problems

However, even if you have a qualifying medical condition there are other considerations. You still might not be eligible if you are currently working in Jonesboro and making above a certain amount of money. The SSA refers to this as the work credit requirement. For instance, if you are a disabled applicant making $1,260 per month or a blind applicant making $2,110 per month, the Social Security Administration will say you can perform a substantial gainful activity, thereby disqualifying you from receiving SSDI.

SSI vs. SSDI

If you are not eligible for SSDI due to the work credit requirement, you might still be eligible for Supplemental Security Income (SSI).

SSI is a federal program that is designed to help people with disabilities who have very little or no income but do not meet the requirements for SSDI. Monthly payments are given to people to help them pay for basic needs such as clothing, food, and shelter.

In Arkansas, specific Social Security supplementation programs are available to provide additional assistance to eligible residents. One such program is the Supplemental Security Income (SSI), which offers monthly payments to individuals with limited income and resources. The amount of monthly payments varies depending on factors such as income, living situation, and marital status. Additionally, Arkansas assists with special needs through various Medicaid programs, offering coverage for medical services, prescription drugs, and long-term care.

How To Apply for Social Security Disability Insurance Benefits In Jonesboro, Arkansas

Applying for SSDI benefits is a relatively straightforward process, but it is important to be exceptionally prepared beforehand; otherwise, it can become unnecessarily complicated. Here is what you need to know about your SSDI benefits application.

Step 1: Gather Appropriate Information

Before you fill out the SSDI benefits application, you will need to gather all pertinent information. Here is a list of some of the most common elements you should have on hand when you are sitting down to apply for SSDI benefits:

  • A list of your diagnosed medical conditions
  • Information about health care professionals you have seen, including their names, addresses and the dates you saw them
  • List of medication or treatments you have been prescribed and the medical professional who prescribed them
  • Information about work history, when you stopped working due to the disability and the type of work you were doing before your disability
  • Information about your vocational training and education level
  • Employment information for the current year, as well as the two previous years including your start and end dates and how much money you made
  • If applicable, include information about military service and the dates you served
  • Information about current and/or former spouses including their names, social security numbers and marriage/divorce dates
  • Names and birthdates of children who are under the age of 18 or who became disabled before the age of 22

You should also include any additional information you think might be relevant to your application for SSDI.

Step 2: Apply Online

There are three ways to apply for Social Security Disability Insurance benefits:

  • Visit ssa.gov/applyfordisability and apply online
  • Call the Social Security office at 800-772-1213 and schedule an appointment to apply
  • Go to your local Jonesboro, AR Social Security office to apply in person without an appointment

You should only apply for disability insurance when you have sufficient medical records to show that you are eligible for it. If you have not seen a doctor in a while, make sure to see one a few times and get their recommendation for SSDI before applying.

For residents of Jonesboro, AR seeking assistance with Social Security benefits, the nearest field office is located in Memphis, Tennessee. You can find more information and schedule an appointment by visiting the Social Security Administration’s website or contacting the Memphis field office directly at (866) 931-2549.

Step 3. If Denied, Contact an Attorney

If you have been denied SSDI and you believe you are eligible, your next step is to contact a Jonesboro attorney and appeal the decision by submitting a request on this site. Your attorney will gather all of your information and make a strong case for why you need the benefits SSDI provides.

Work With an Experienced Local Lawyer In Jonesboro, Arkansas

Have you been denied Social Security Disability Insurance benefits in Jonesboro? If you believe you are eligible, it is important to reach out to a lawyer. We can even help you connect with an attorney across Arkansas state lines. With the help of an experienced attorney, you can appeal the decision and hopefully win your case so you can receive the benefits that you need.

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!