Social Security Disability in Carson City, NV
Did you know that more than one-quarter of 20-year-olds are likely to become disabled before retirement?
Social Security Disability Insurance (SSDI) exists to protect you in these instances. This guide will allow you to dive into its complexities and how it applies to you. You’ll learn about eligibility criteria, application process, appeal mechanisms, and more.
Everyone deserves to have information that safeguards their health and financial stability. Continue reading to arm yourself with the details you need to secure your future in Carson City.
Social Security Disability in Carson City, NV
If you think you meet the criteria for SSDI benefits, your initial step will be to complete an SSA application.
However, if your application gets denied by the SSA despite meeting all the requirements, it can be perplexing. It is crucial to seek the assistance of a competent attorney in Carson City, NV in these circumstances. They can provide the necessary guidance and representation to navigate the appeals process effectively.
Who Is Eligible for Social Security Disability Insurance?
A clear understanding of the eligibility criteria is necessary to pursue SSDI benefits in Carson City, Nevada. Failing to meet these prerequisites could result in a denial of SSDI benefits. But confirming your status can assist you in determining whether to seek assistance right from the beginning.
The Bureau of Disability Adjudication plays a vital role in Social Security determinations. It is responsible for evaluating disability claims and making SSDI and SSI decisions. Accordingly, it should give fair and accurate assessments so you can receive the support you need.
Work Credits
The chances are good that you have devoted much time to working in Carson City. These efforts will work in your favor when meeting the initial requirement. You must accumulate a specific number of years of employment where you contributed to FICA taxes. Additionally, you must earn a certain number of work credits. Each year, you can receive a minimum of four work credits. The number required for eligibility varies depending on the age at which you became disabled.
Employers in Carson City withhold FICA (Federal Insurance Contributions Act) taxes to finance Social Security and Medicare. Then, they split the total between themselves and their employees. The current rate is 7.65%, with 6.2% towards Social Security and 1.45% allocated to Medicare. Self-employed individuals must pay the entirety, totaling 15.3% of their net earnings.
Qualifying Medical Condition
The second criterion is having a chronic and severe medical condition. “Severe” refers to an illness or injury that inhibits your ability to perform essential job responsibilities. “Long-term” indicates that your disability should last at least one year. The latest compilation of qualifying medical conditions includes the following:
- Musculoskeletal system disorders
- Cardiovascular conditions
- Respiratory disorders
- Neurological disorders
- Immune system disorders
- Mental disorders
- Cancer
- Endocrine disorders
- Digestive system disorders
- Kidney disorders
- Vision and hearing loss
- Blood disorders
- Skin disorders
- Chronic pain disorders
- Autoimmune disorders
There are other factors to consider beyond having a qualifying medical condition. For instance, earning above the income threshold can disqualify someone in Carson City. The federal government considers a blind applicant earning $2,110 monthly to have gainful employment. Additionally, someone with a physical disability making more than $1,260 cannot qualify.
SSI vs. SSDI
You might still qualify for SSDI if you do not meet the work credit requirement. SSI is a federal program to assist individuals with minimal or no income. It offers monthly payments to support recipients in meeting their fundamental needs.
The Social Security Administration identifies three categories of supplementation available in Nevada. This assistance to Carson City residents focuses on these living arrangements:
- Domiciliary Care
- Living in someone else’s household
- Independent living or residing in a parental household
How To Apply for Social Security Disability Insurance Benefits In Carson City, Nevada
Initiating the application process for SSDI benefits is generally a relatively simple procedure. But it is crucial to be adequately prepared beforehand to avoid unnecessary complications. Here is essential information to remember when applying for your SSDI benefits.
Step 1: Gather Appropriate Information
Before completing the SSDI benefits application, it is necessary to collect all relevant information. Here is a compilation of commonly required details you should have readily available:
- Detailed records of your medical conditions, including diagnoses, treatments, and medications.
- The names, addresses, and contact information of healthcare professionals who have treated you.
- A comprehensive list of your previous employers, job titles, and dates of employment.
- Details about your educational background, including degrees, diplomas, certifications, etc.
- Details about your income, assets, and resources.
- Any other information you believe is relevant to your case
Step 2: Apply Online
There are three available methods to apply for SSDI benefits:
- Call 800-772-1213 to schedule an appointment with the nearest Social Security office
- Drive to your Carson City, NV Social Security office to apply in person without an appointment
- Go to ssa.gov/applyfordisability and apply online
It is advisable to apply for disability insurance only when you possess adequate medical documentation. Schedule appointments and consult with healthcare professionals if you have not had recent medical visits. You should have their recommendation for SSDI before proceeding with the application.
The nearest Social Security field office available to Carson City residents is in Reno. They can help with applying for benefits, requesting replacement cards, and other inquiries.
Step 3. If Denied, Contact an Attorney
Seeking help from a lawyer in Carson City is the next step if you receive a denial for SSDI benefits. Your attorney will collect all necessary information and build a compelling argument to support your case.
Work With an Experienced Local Lawyer In Carson City, Nevada
It is crucial to seek legal help if you believe you are eligible for SSDI benefits. We can assist you in connecting with a lawyer who will help you appeal the decision.
Submit a request online or call us today at (866) 345-6784! We also have the resources to find legal counselors across Nevada state lines.
