Identity Theft in Nashua, NH

Identity theft can turn personal lives and finances inside out. The threat only continues to increase and is an ever-present risk that can have profound consequences.

The violation of identity theft can be jarring in the quaint cityscape of Nashua. It is also a crime that can go unnoticed until the damage is severe. Drained bank accounts, fraudulent charges, and other crimes can shatter your sense of security.

Professional help is often necessary when you deal with the aftermath. Take the first step with us today by exploring your options and asking for legal help!

What Is Identity Theft?

Identity theft is one of the most common crimes in the modern world, and criminals are constantly finding new ways to steal your information. These crimes involve the fraudulent use of components of your identity, such as SSNs, driver’s licenses, or credit cards.

Thieves may have already used your identity to open new financial accounts without your knowledge. Other criminal actions can include fake tax returns, fraudulent purchases, and receiving medical care under your insurance. While dealing with customer service departments for a solution, an experienced Nashua, NH attorney can fast-track the process. In some circumstances, taking this step is necessary to get the attention of companies and recover your losses.

The Center Square Reports that New Hampshire residents lost tens of millions of dollars in 2022 alone to identity theft. This figure still places the state among those with lower rates. However, that does not take away from the impact on affected individuals.

How Does Identity Theft Happen in Nashua, New Hampshire?

Identity theft can happen in many ways. Hackers are constantly advancing their data-stealing techniques. However, there are some long-standing causes of identity theft that every consumer should be aware of:

  • Data BreachesCompanies often store personal financial information for subscriptions, auto-pay, or express checkout. Hackers can break into these companies’ servers to extract the personal information of thousands of people at a time.
  • ATM or Card Skimmers – Hackers can place devices called skimmers that read your card’s information when you use it. The most common places for skimmers to are in ATM devices or at gas pumps. Some have even found their way into convenience stores and pharmacies.
  • Digital Malware and Viruses – Hackers can access your information through phishing, fake websites, and file-sharing networks. Be vigilant when receiving emails from questionable accounts or when browsing online. Often, hackers will disguise their phishing attempts as recognizable brands or platforms.
  • Physical Theft – Thieves can access your personal information by stealing your mail, purse, or wallet. It’s critical to keep your personal belongings secure and shred confidential information before throwing it out.
  • Change Of Address – Another creative way hackers can steal your information is by changing your address with different services you use. Once the mail reroutes to the new address, they can access the information you normally get sent to your real address.
  • Public WiFi – While public WiFi networks are convenient, they rarely encrypt the connection. Most competent hackers can break into public networks and remotely access devices connected to them. Only use public WiFi networks if absolutely necessary, and always with a VPN.

What Are Some Nashua, Identity Theft Laws

Identity theft has stringent penalties under RSA 628:26. The state categorizes it as a Class A felony when the damages are over $1,500. Cases involving less money in Nashua may be a misdemeanor that results in a year in jail and fines.

How Can I Detect Identity Theft?

Sometimes it can be hard to know if your identity has become compromised. However, if you are vigilant with your passwords and online presence, you can become aware of several signs that point to identity theft. Be on the lookout for the following:

  • Any questionable activity you don’t recognize regarding your existing accounts
  • Deposits, purchases, credit alerts, etc.
  • No longer receiving mail at your primary address
  • Calls or letters from debt collectors about debts you never personally incurred
  • Unfamiliar charges on your accounts or new accounts you never opened
  • Bills for services you never received, such as medical care
  • Letter from the IRS regarding duplicate tax returns in your name
  • News from a company you have done business about a data breach
  • A sudden and unexplained drop or increase in your credit score

How Do I Recover From Identity Fraud in Nashua, New Hampshire?

The first thing you can do is immediately contact your financial institutions and suspend any compromised cards. Some companies will also allow you to block any further usage directly from their app.

The next step is to contact the institutions where you have discrepancies. If you see suspicious transactions, reach out to the places or services where they occurred. Additionally, you should close any accounts or cancel any subscriptions that may have become compromised.

Nashua residents should report identity theft to the local police department. Additionally, you can file a complaint with the New Hampshire Attorney General. However, cases involving credit fraud or Social Security Numbers justify an additional report to the FTC.

You should also consider a credit monitoring account if you don’t already have one. These services provide oversight on your credit accounts and alert you when there is suspicious activity. You can either temporarily freeze the account or close it out entirely. A qualified Nashua attorney can also help you right some of the wrongs you may encounter along the way.

Identity Theft Protections

Take proactive steps to protect yourself from identity theft. Some of these steps may seem like common sense. However, it’s surprising how often people disclose personal information without a second thought. We recommend you take the following precautions to avoid someone stealing your identity:

  • Do not respond to any unsolicited requests asking for personal information.
  • Do not click any suspicious links in unsolicited emails.
  • Enable all security and two-step verification protocols on your electronic devices.
  • Use complex passwords and change them frequently.
  • Install any firewall and malware detection software on your electronic devices.
  • Properly shred or tear up any documents with personal or financial information before discarding them in the trash.

Work with an Experienced Local Lawyer in Nashua, New Hampshire

Are you facing financial or legal complications related to an identity theft issue in Nashua, NH? If that’s the case, we can help connect you with the right attorney to help you resolve these problems before they spiral out of control. We can even help you connect with an attorney across New Hampshire state lines.

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!

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