Consumer Law in Newark, NJ
Do you need a consumer law attorney in New Jersey to fight for your rights and bring fraudsters to justice? We can match you with the right lawyer to help you reclaim your rights.
Common Types of Consumer Fraud in New Jersey
Consumer fraud primarily refers to deceptive practices that can cause customers in New Jersey to suffer financial, physical, or emotional injury. Fraudulent practices can also occur at the individual level, such as when someone falls victim to lottery scams. Consumer law refers to the regulations that define unlawful actions and how consumers can seek justice.
Sometimes, becoming a victim of consumer fraud in New Jersey can also lead to criminal charges against you. For instance, it can be strenuous to clear your name after you donate to a charitable organization involved with money laundering.
New Jersey’s Anti-Fraud Toolkit allows residents of Newark to be on guard against scammers and fraudulent practices. Senior citizens in Newark are targeted more than any other group, and as such, should be aware of red flags. If you are told to keep the transaction quiet, are pressured into acting now, or are asked to provide personal information such as a social security number; chances are this is a scam. You should also be on the lookout for the use of profane language, or being directed to send payment by gift card. These are also red flags for scams.
Many people are embarrassed about falling for a scam, and they suffer in silence. But, speaking up can help to bring the persons responsible to justice. Even when it does not, it helps spread awareness and stop other consumers from falling victim to the same fate.
What Types of Fraud are in Consumer Law?
If you suffered damages because of consumer fraud in New Jersey, you might be able to file a lawsuit against the responsible parties. Taking a closer look at the most common types of consumer fraud found under consumer law can help you determine if you have a legitimate claim.
This type of consumer fraud happens when a nefarious New Jersey company or individual steals your personal information. They might steal your bank account information, Social Security number, full name, or credit card numbers. One of the most common identity theft methods is data mining.
Once an individual has your personal information, they can open credit cards or make fraudulent charges on existing ones. Some thieves will even open utility accounts in your name as a way to prove residency. After they can accomplish this task, they have even more options to apply for loans or credit cards. Sometimes identity thieves gain access to your bank account and drain all the funds that you have available. There are also reports of scams that access health insurance and place medical charges on the victim’s insurance. Proving that you are a victim of identity theft can be very complicated. Consequently, hiring a dedicated and experienced New Jersey consumer law fraud lawyer is essential to proving your innocence.
Fake charities are difficult to spot because they use similar techniques that legitimate ones rely on to raise funds. That’s why it’s important for you to understand where your money is going before you decide to donate to an organization. The same is true when investing or purchasing goods and services.
You can identify if any New Jersey organization is legitimate if they have registration in the state. Or, the IRS should verify their non-profit status. But, scammers can legitimately register an organization for illegal purposes. Take the time to research how your money gets used before investing in a business or donating to charity.
The New Jersey Charitable Registration and Investigation Act required most charities in Newark to register with the state. If a charity fails to provide you with information about its goals and mission, or fails to provide you with a tax deductible receipt for your donation, they may be acting fraudulently. Residents of Newark should also be wary of charities that have names closely resembling more well established charities. You can check a charity’s status with the New Jersey Department of Consumer Affairs.
When it comes to products and services, looking up customer reviews can help. The more reviews a product or service has, the more likely it is a legitimate organization. However, people can buy these illegally. In fact, anyone can build a website or register an empty LLC in New Jersey.
Defective Products and Services
Legitimate New Jersey companies often create defective products and services. Some common issues are:
- Products that do not work as intended
- Products that have harmful design flaws
- Medications that do not mention all side effects
- Services that do not deliver on promises
Even when this is not intentional, consumers might become entitled to compensation for the damages caused. This circumstance is why we often hear of car manufacturers issuing recalls and repairs when they realize something has gone wrong.
The New Jersey Product Liability Act requires all residents of Newark filing a liability claim to rely on strict liability. This means that you cannot use negligence on the part of the manufacturer to further your claim. You must prove that the manufacturer failed to appropriately warn of the dangers of the product, or that the product is unsafe for its intended purpose. You may want to consult an experienced attorney in Newark to help you file your claim.
New Jersey Consumer Protection Laws and How Consumer Law Works
The Federal Trade Commission Act of 1914 is arguably the most important consumer protection law in the United States. It establishes the Federal Trade Commission to protect consumers from deceptive business practices. It does this not just for individual cases, but also to target monopolies.
The FTC’s work includes conducting investigations, collecting complaints, and filing lawsuits. In addition, other federal laws protect public consumers against deceptive transactions. These include the agriculture, real estate, food, and beverage industries. New Jersey consumer laws also put measures in place to police false advertising and illegal debt collection practices.
Work With an Experienced New Jersey Consumer Law Attorney
Working with a consumer fraud attorney in New Jersey can help you understand your rights. The appropriate professional from our network of legal experts will help you understand the FTC guidelines. They will help you discover what types of complaints you can make against the organization that has committed fraud against you.
A qualified New Jersey consumer fraud attorney will also guide you through working with law enforcement. The goal is to bring the fraudulent business practices against other customers and yourself to light. Get help and file a claim against the entity that committed consumer fraud against you. We can even help you connect with an attorney across New Jersey state lines.
Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!