Consumer Law in Massachusetts
Do you need a consumer law attorney in Massachusetts to fight for your rights and bring fraudsters to justice? We can match you with the right lawyer to help you reclaim your rights.
Common Types of Consumer Fraud in Massachusetts
Consumer fraud primarily refers to deceptive practices that can cause customers in Massachusetts to suffer financial, physical, or emotional injury. Fraudulent practices can also occur at the individual level, such as when someone falls victim to lottery scams. Consumer law refers to the regulations that define unlawful actions and how consumers can seek justice.
Sometimes, becoming a victim of consumer fraud in Massachusetts can also lead to criminal charges against you. For instance, it can be strenuous to clear your name after you donate to a charitable organization involved with money laundering.
The Commonwealth of Massachusetts publishes a “consumer guide to cons” citizens report to the government. It’s worth noting that swindlers are notorious for changing tactics swiftly in response to unwanted attention. But, some general tactics identified by law enforcement and judiciaries include:
- Phone scammers
- Impersonating a government official
- Homeowner refinancing grifts
- Fake home improvement opportunities
Many people are embarrassed about falling for a scam, and they suffer in silence. But, speaking up can help to bring the persons responsible to justice. Even when it does not, it helps spread awareness and stop other consumers from falling victim to the same fate.
What Types of Fraud are in Consumer Law?
If you suffered damages because of consumer fraud in Massachusetts, you might be able to file a lawsuit against the responsible parties. Taking a closer look at the most common types of consumer fraud found under consumer law can help you determine if you have a legitimate claim.
Identity Theft
This type of consumer fraud happens when a nefarious Massachusetts company or individual steals your personal information. They might steal your bank account information, Social Security number, full name, or credit card numbers. One of the most common identity theft methods is data mining.
Once an individual has your personal information, they can open credit cards or make fraudulent charges on existing ones. Some thieves will even open utility accounts in your name as a way to prove residency. After they can accomplish this task, they have even more options to apply for loans or credit cards. Sometimes identity thieves gain access to your bank account and drain all the funds that you have available. There are also reports of scams that access health insurance and place medical charges on the victim’s insurance. Proving that you are a victim of identity theft can be very complicated. Consequently, hiring a dedicated and experienced Massachusetts consumer law fraud lawyer is essential to proving your innocence.
Fake Organizations
Fake charities are difficult to spot because they use similar techniques that legitimate ones rely on to raise funds. That’s why it’s important for you to understand where your money is going before you decide to donate to an organization. The same is true when investing or purchasing goods and services.
You can identify if any Massachusetts organization is legitimate if they have registration in the state. Or, the IRS should verify their non-profit status. But, scammers can legitimately register an organization for illegal purposes. Take the time to research how your money gets used before investing in a business or donating to charity.
The Massachusetts Office of Attorney General advises citizens on avoiding deceptive solicitation practices. In general, professional solicitors will prey on an individual’s natural willingness to help their community. It’s a regular occurrence that scammers attempt to capture donations after a natural disaster, for example. A few factors the state government asks people to keep in mind include:
- Registration as a charity is not an endorsement
- Sending a pledge card is not an acceptable practice in the state
- Someone on the phone cannot use another charity’s name without express permission
When it comes to products and services, looking up customer reviews can help. The more reviews a product or service has, the more likely it is a legitimate organization. However, people can buy these illegally. In fact, anyone can build a website or register an empty LLC in Massachusetts.
Defective Products and Services
Legitimate Massachusetts companies often create defective products and services. Some common issues are:
- Products that do not work as intended
- Products that have harmful design flaws
- Medications that do not mention all side effects
- Services that do not deliver on promises
Even when this is not intentional, consumers might become entitled to compensation for the damages caused. This circumstance is why we often hear of car manufacturers issuing recalls and repairs when they realize something has gone wrong.
Many situations involving defective products fall under the Massachusetts Consumer Protection Law. This legislation gives the Attorney General and citizens legal options to start product liability litigation. The elements that a plaintiff may have to prove about a business in court include:
- The transaction(s) in question happened with a company in Massachusetts
- Deceptive or unfair competitive tactics were used
- Actions taken by a company caused loss or injury
Massachusetts Consumer Protection Laws and How Consumer Law Works
The Federal Trade Commission Act of 1914 is arguably the most important consumer protection law in the United States. It establishes the Federal Trade Commission to protect consumers from deceptive business practices. It does this not just for individual cases, but also to target monopolies.
The FTC’s work includes conducting investigations, collecting complaints, and filing lawsuits. In addition, other federal laws protect public consumers against deceptive transactions. These include the agriculture, real estate, food, and beverage industries. Massachusetts consumer laws also put measures in place to police false advertising and illegal debt collection practices.
Work With an Experienced Massachusetts Consumer Law Attorney
Working with a consumer fraud attorney in Massachusetts can help you understand your rights. The appropriate professional from our network of legal experts will help you understand the FTC guidelines. They will help you discover what types of complaints you can make against the organization that has committed fraud against you.
A qualified Massachusetts consumer fraud attorney will also guide you through working with law enforcement. The goal is to bring the fraudulent business practices against other customers and yourself to light. Get help and file a claim against the entity that committed consumer fraud against you. We can even help you connect with an attorney across Massachusetts state lines.
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Are you curious to learn about other areas of Massachusetts law? We write on many legal topics in the state.