Consumer Law in Denver, CO
Do you need a consumer law attorney in Denver, Colorado to fight for your rights and bring fraudsters to justice? We can match you with the right lawyer to help you reclaim your rights.
Common Types of Consumer Fraud In Denver, Colorado
Consumer fraud primarily refers to deceptive practices that can cause customers in Denver to suffer financial, physical, or emotional injury. Fraudulent practices may also occur at the individual level. For instance, when someone falls victim to lottery scams. Consumer law refers to the regulations that define unlawful actions and how consumers can seek justice.
Sometimes, becoming a victim of consumer fraud in Denver, CO can also lead to criminal charges against you. As an example, it can be strenuous to clear your name after you donate to a charitable organization involved with money laundering.
The Colorado Attorney General’s Office publishes information about scams in the state to help stop fraud. Denver residents must stay informed, especially considering the lengths to which scammers will go. Some of the criminal activities the state government warns locals to vanguard against include:
- Business opportunity fraud
- Magazine sales
- Unsolicited goods
- Counterfeit products
Many people are embarrassed about falling for a scam, so they suffer in silence. But, speaking up can help to bring the persons responsible to justice. Even when it does not, it helps to spread awareness and stop other consumers from falling victim.
What Types of Fraud are in Consumer Law?
If you suffered damages because of consumer fraud in Denver you might be able to file a lawsuit against the responsible parties. Learning about the most common types of consumer fraud found under the law is the best place to start.
Identity Theft
Consumer fraud in , often involves criminals stealing personal information, such as bank account details, Social Security numbers, full names, or credit card data. One of the most common methods used by identity thieves is “data mining,” where they gather sensitive information to exploit for financial gain.
Once your personal information is compromised, thieves can open new credit cards, make unauthorized charges, or even set up utility accounts in your name to establish residency. With this foundation, they may continue applying for loans or additional credit cards, deepening the financial damage.
In some cases, identity thieves gain direct access to bank accounts and drain funds or commit health insurance fraud by billing medical expenses under your policy. Proving identity theft can be complex and time-sensitive, which is why working with an experienced consumer law fraud attorney is critical to protecting your rights and proving your innocence.
Fake Organizations
Fake charities are difficult to spot. Often, they use the same techniques legitimate ones rely on to raise funds. That’s why you need to understand where your money is going before you donate to an organization. The same is true when investing or purchasing goods and services.
You can identify if any Denver, CO organization is legitimate if they have registration in the state. Or, the IRS should verify their non-profit status. But, scammers can legitimately register organizations for illegal purposes. Always take the time to research how your money gets used before investing in a business or donating to charity.
Fraudulent nonprofits collecting donations is a significant problem across the country. Indeed, the Colorado Attorney General dedicates part of its Stop Fraud Colorado program to stopping it. Legislatures also passed the Colorado Charitable Solicitations Act in response to this illegal activity. Under this legislation, the state can dissolve a deceptive organization. But, they need the help of Denver residents. If you’re aware of charity fraud, officials ask that you file a report with as much detail as possible.
When it comes to products and services, looking up customer reviews can help. The more reviews a product or service has, the more likely it is a legitimate organization. However, people can buy these illegally. In addition to this, anyone can build a website or register an empty LLC in Denver, Colorado.
Defective Products and Services
Legitimate Denver, CO companies often create defective products and services. For example:
- Products that do not work as intended
- Products that have harmful design flaws
- Medications that do not mention all side effects
- Services that do not deliver on promises
Even when this is not intentional, consumers might be entitled to compensation for damages. This circumstance is why car manufacturers issue recalls and repairs when they realize something has gone wrong.
As for civil damages, the responsibility for paying damages can be a complex issue to unravel. For example, Colorado Revised Statutes has rules for who becomes liable for individual parts in the item in question. Additionally, most lawsuits will not involve the party that sold a defective product in Denver. Unless they are also the manufacturer, the company responsible for making something carries civil consequences.
Denver, Colorado Consumer Protection Laws and How Consumer Law Works
The Federal Trade Commission Act of 1914 is arguably the most important consumer protection law in the United States. It established the Federal Trade Commission to protect consumers from deceptive business practices. It does this for individual cases and to target monopolies. Some of the FTC’s work includes conducting investigations, collecting complaints, and filing lawsuits.
Additionally, other federal laws protect public consumers against deceptive transactions. These include the agriculture, real estate, food, and beverage industries. Denver, Colorado consumer laws also put measures in place to police false advertising and illegal debt collection practices.
Work With an Experienced Denver, Colorado Consumer Law Attorney
Working with a consumer fraud attorney in Denver can help you understand your rights. The appropriate professional from our network of legal experts will help you understand the FTC guidelines. You’ll discover what types of complaints you can make against the organization that has committed fraud against you. A qualified Denver, CO consumer fraud attorney will also guide you through working with law enforcement. The goal is to bring fraudulent business practices against other customers and yourself to light.
Are you looking to hire an experienced consumer law lawyer near you? Get help and file a claim against the entity that committed consumer fraud against you. We can even help you connect with an attorney across Colorado state lines.
Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!
About the Author
Aaron is a professional legal writer with a B.S. in English Education from Southern Illinois University – Carbondale. He has written, published, and edited thousands of legal articles for RequestLegalHelp, which has connected over 5 million people to legal help in the United States.
With over five years of experience writing thousands of legal articles for law firms across the U.S. and Canada, Aaron specializes in covering federal, state, and city-level legal issues ranging from auto accidents to wrongful terminations.
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