Auto Accident Injury in Louisville, KY
Have you suffered an injury due to a car accident in Louisville? If so, your life may never be the same again. Injuries from a car accident can interfere with your ability both to work and to enjoy everyday activities. They can also be incredibly painful. As such, you need an auto accident attorney who understands the laws in and around Louisville, KY that will fight for your legal rights and help you receive the financial compensation you deserve.
Auto Accident Injury Statistics in Louisville, Kentucky
According to the National Safety Council, in 2019 about 4.4 million people suffered serious injuries in motor vehicle accidents and an estimated 38,000 were killed. According to the Kentucky State Police there were 7,394 accidents reported just in the Louisville Area.
The most common cause of accidents in the area was attributed to rainy weather, and angled collisions. In fact, difficulty stopping is responsible for nearly 30% of all collisions in Louisville. Police in the city and surrounding areas advise drivers to use extreme caution in wet conditions, and to pay extra attention to all directional or stop indication road signs.
What to Do After an Auto Accident
It’s important to be prepared in the event you are a victim of a car accident. Below are the steps to remember immediately after your crash.
Receive Immediate Medical Attention
What is the most important step that you need to take after an auto accident? You need to receive immediate and proper medical treatment. You may believe that the injuries sustained after an auto accident are minor. Proper medical treatment helps ensure that you have not sustained any internal injuries that you may not be aware of.
File a Police Report
Even if no one sustained injuries, you still need to call 911 and request law enforcement assistance. When officers arrive, jot down each one’s name and badge number. Answer their questions honestly, but don’t volunteer any unasked for information, especially your thoughts on exactly what happened or who caused the car accident. Be sure to ask the officers for the number of their police report. Also ask when and where you can get a copy of it, including how much it will cost you.
In Louisville, If the accident resulted in injury, death, or property damage worth $500 or more, you must report the accident to the Louisville Metro Police Department or the Kentucky State Police within 10 days. The Civilian Collision Report form can be found on either site. With the Louisville MPD, a copy of any report can be requested either online, or in person. There is a $10 fee.
Gather the Appropriate Documentation
While waiting for officers to arrive after a car accident, collect information from all other drivers involved in the accident, including the following:
- Full name, address, phone number and email address
- Driver’s license state and number
- Auto insurance company name, policy number and phone number
Use your cell phone to take pictures of each driver’s license, auto insurance card, your vehicle and each additional vehicle involved in the car accident. Don’t rely on verbal communication. Having as much information as possible will only help you and your case later on. Try to keep this exchange as civil and friendly as possible. However, do not apologize for causing the accident or indicate in any way that you think you may have caused it.
Recovering Damages After an Auto Accident Injury
After surviving a car accident, the emotional and economic toll it takes can be staggering. You are not only dealing with the mental anguish that comes with being involved in a crash, but you may also be experiencing severe physical harm as well.
Common injuries associated with motor vehicle accidents include:
- Burn injuries
- Back and neck injuries, such as whiplash
- Brain and head injuries
- Broken bones
- Spinal injuries
- Soft tissue injuries
There were a total of 20,529 accidents involving injuries across Kentucky according to the most recent data compiled by the state, in the year 2016. Incredibly, between 2012 and 2016 there were a total of 26,915 crashes that involved injuries in Jefferson County alone. According to Kentucky’s Crash Analysis Data, Accidents that involve injuries on average can reach settlement amounts upwards of $60,000!
Hiring a car accident lawyer ensures you have the financial ability to cover any losses that have occurred as a result of a crash. An auto accident attorney will also help you handle the paperwork that you will have to complete from insurance companies. This boosts your odds of receiving the insurance compensation you deserve.
Auto Accident Laws in Kentucky
Liability Laws for Louisville
When car accidents happen, it is essential to determine who bears responsibility for the resulting damage and medical bills. Determining fault impacts everything from your insurance claim and level of liability to the amount of confusion you may endure during the claims process.
Kentucky is one of 12 states that offers a “no fault” choice of insurance, which means your car insurance will pay your injury claims up to a specified limit. The specific minimum coverage requirements for Kentucky drivers are $25,000 for bodily injury per person, at least $50,000 for total bodily injury per accident, and an additional $10,000 for property damage.
Statute of Limitations in Louisville
Each state has its own tort laws that determine the statute of limitations on a claim. In some states, this gives you just one year to file a claim in court, while some others may give you up to six years. Kentucky is a state with a tight time table. The statute of limitations surrounding personal injury lawsuits is only one year from the occurrence of the accident. For property damage, the state gives a little more time, and you have two years from the date of the accident to file a claim.
This is why it is important to consult with an attorney immediately after your car crash. Don’t wait and risk losing out on any compensation they can recover.
Work With an Experienced Auto Accident Lawyer Near Louisville, KY
After a car accident, you have enough to worry about. We can help you find an auto accident attorney for your unique case. Get the financial restitution that you deserve if you’re the victim of someone else’s conduct.
Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in Kentucky!