Power of Attorney in Connecticut

Have you ever wondered who would take care of your finances or make decisions for you if you become unable to do so for yourself? Don’t worry about leaving it up to whoever the law says has this right. Look into securing a power of attorney. This legal document allows you to prepare for any situation where you may need someone else to make decisions for you. With the help of an attorney in Connecticut, you can easily set one up and get peace of mind today.

What Is a Power of Attorney?

The American Bar Association defines power of attorney as a document that gives the power to act on your behalf as a legal agent. This authority may either be temporary, or permanent. The result is that your designated agent can manage your affairs without your written approval.

Why Would You Need a Power of Attorney?

One of the reasons why you may pursue a POA is for convenience. For example, you may rather have someone manage your assets without securing your approval each time. Any Connecticut POA can circumvent checks and balances, and allow someone to act on your behalf.

Another reason is when you are not able to make legally sound decisions. A POA provides you with security that a person of your choosing can do so for you. This arrangement is common for senior citizens. It also happens with people with severe physical or mental conditions that prevent them from making informed decisions.

Types of Power of Attorney

Not every POA grants the same powers to your agent. You can choose from different POAs to cater to what best suits your situation.

General Power of Attorney

A general POA grants an array of powers to the agent. This can include:

  • The ability to handle your financial matters and accounts
  • Power to manage your insurance needs
  • The ability to operate your business
  • The ability to make business decisions on your behalf
  • Power to hire or fire employees
  • The ability to settle claims against you
  • The ability to change your estate plan.

You may use this type of POA if you will be away for an extended period and need legal representation in Connecticut to handle your affairs. This legal arrangement may happen during your absence. Or, it may occur in a situation where you cannot make the decisions on your own due to an illness or injury.

Special Power of Attorney

A special POA is more specific. You have the power to sign off on distinct powers granted to your agent. If you only want someone to sign off on real estate deals, for example, a limited power of attorney would be proper. You may use a special POA when you don’t have the time to deal with specific affairs due to time or health constraints.

The Connecticut Uniform Power of Attorney Act provides rules for POAs in Connecticut. Under these laws, Connecticut’s general power of attorney form grants basic powers to the agent. Some of these include authority over stocks, business operations, and taxes. However, it also allows the principal to eliminate individual powers from a list. In addition, you can add special estate powers to the general POA by using an alternative long form. It is important to note that Connecticut health care POAs are subject to additional statutory rules.

Health Care Power of Attorney

This type of POA grants your agent the right to make all medical decisions on your behalf. It comes in handy when you are not conscious or are otherwise unable to make decisions regarding your health care. While state laws can differ, your POA could have the ability to make serious decisions, like ending life support.

You may use a health care POA if you are elderly or sick. You might find yourself in a situation where you can’t make decisions on your own. Power of attorney can transfer to your child or someone you trust so that care can continue in your best interests.

Durable Power of Attorney

A durable power of attorney enables the agent to control specified functions. DPOAs are useful if you anticipate losing your mental faculties, such as after an Alzheimer’s diagnosis. In essence, it acts as a preventative safeguard.

Connecticut law deems all POAs durable by default. However, you can create a nondurable POA by including a statement terminating the agent’s powers upon your incapacity. Valid execution requires that the principal sign the document or have someone sign for them in their presence. Furthermore, while not mandatory, signing in the presence of a notary creates a presumption that the signature is genuine. In addition, copies of the document, both paper and electronic, are valid unless the POA provides otherwise.

Choosing an Agent

The person you choose as an agent should be someone you trust. Often, people choose a family member. Your family members usually have your best interests in mind and are close to you. However, you can select any individual to be your POA. Keep in mind that whoever you choose will be in charge of managing your affairs and should be someone you trust to  honor your wishes.

Appointing Multiple Agents

As principal, in Connecticut you have the right to appoint multiple agents. You decide whether these agents act together or make separate decisions. Having two or more agents establishes a system of checks and balances. This procedure keeps one agent from making too rash of a judgment. However, it can also lead to discrepancies that can cause delays.

At the very least, it is crucial to have a backup POA should something happen to your primary. A successor agent can take control once the primary agent either passes away or cannot carry out the duties of an agent.

Revoking a Power of Attorney in Connecticut

You have the right to revoke your power of attorney at any time as long as you are of sound mind to do so. You will need to put your revocation in writing and file it with the same place in Connecticut that handled your original POA paperwork.

Another party may also try to revoke your POA. Although, that becomes a much more complex legal proceeding and would be difficult to prove in court. The person would have to show the agent has done something to jeopardize your interests.

According to ctlawhelp.org, you can revoke your Connecticut POA in one of two ways. If you haven’t given anyone else a copy, you can revoke the POA by simply destroying the document. Alternatively, you can use Connecticut’s revocation form. Just as with the initial POA, notarization is not mandatory, but it is highly encouraged. Also, it is important to note that executing a new POA does not automatically revoke a prior one.

Using a POA to Protect your Interests

You can insert provisions into your agreement that force your agent to report to an outside party. For example, a family accountant or a designated medical doctor could fill this role. This arrangement adds another layer of security and guarantees that another party can review decisions.

The Connecticut POA form includes an option to designate a conservator. This comes into play if a court needs to appoint a fiduciary due to the incapacity of the principal. Under Connecticut law, the court will honor the designation unless they are unable, unwilling, or unsuitable. In addition, the court can decide whether to continue the POA, limit it, temporarily suspend it, or terminate it. However, if the POA continues, the agent is accountable to the conservator as well as the principal.

Do I Need a Lawyer to File POA in Connecticut?

It is wise to consult with an attorney who specializes in Connecticut trust or estate issues. POA paperwork can be complex, so having a dedicated Connecticut legal professional can be helpful. A lawyer can also help you add provisions that safeguard your interests when you cannot look out for yourself.

Work with an Experienced Local Lawyer in Connecticut

If you want to create a power of attorney, you should begin by speaking with an attorney. We can match you with an experienced Connecticut that can help you navigate your POA. We can even help you connect with an attorney across Connecticut state lines.

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