Consumer Law in Oklahoma

Do you need a consumer law attorney in Oklahoma to fight for your rights and bring fraudsters to justice? We can match you with the right lawyer to help you reclaim your rights.

Common Types of Consumer Fraud in Oklahoma

Consumer fraud primarily refers to deceptive practices that can cause customers in Oklahoma to suffer financial, physical, or emotional injury. Fraudulent practices can also occur at the individual level, such as when someone falls victim to lottery scams. Consumer law refers to the regulations that define unlawful actions and how consumers can seek justice.

Sometimes, becoming a victim of consumer fraud in Oklahoma can also lead to criminal charges against you. For instance, it can be strenuous to clear your name after you donate to a charitable organization involved with money laundering.

The Oklahoma Bank provides an overview of scams that have become common in the state. Residents should be aware that these scams include, but are not limited to:

• Internet and Phishing Scams
• Investment Fraud
• Lottery Scams
• Veterans Benefit Scams
• Mortgage Assistance Scams

If you have fallen victim to these scams it may be in your best interest to contact an experienced attorney in Oklahoma.

Many people are embarrassed about falling for a scam, and they suffer in silence. But, speaking up can help to bring the persons responsible to justice. Even when it does not, it helps spread awareness and stop other consumers from falling victim to the same fate.

What Types of Fraud are in Consumer Law?

If you suffered damages because of consumer fraud in Oklahoma , you might be able to file a lawsuit against the responsible parties. Taking a closer look at the most common types of consumer fraud found under consumer law can help you determine if you have a legitimate claim.

Identity Theft

This type of consumer fraud happens when a nefarious Oklahoma company or individual steals your personal information. They might steal your bank account information, Social Security number, full name, or credit card numbers. One of the most common identity theft methods is data mining.

Once an individual has your personal information, they can open credit cards or make fraudulent charges on existing ones. Some thieves will even open utility accounts in your name as a way to prove residency. After they can accomplish this task, they have even more options to apply for loans or credit cards. Sometimes identity thieves gain access to your bank account and drain all the funds that you have available. There are also reports of scams that access health insurance and place medical charges on the victim’s insurance. Proving that you are a victim of identity theft can be very complicated. Consequently, hiring a dedicated and experienced Oklahoma consumer law fraud lawyer is essential to proving your innocence.

Fake Organizations

Fake charities are difficult to spot because they use similar techniques that legitimate ones rely on to raise funds. That’s why it’s important for you to understand where your money is going before you decide to donate to an organization. The same is true when investing or purchasing goods and services.

You can identify if any Oklahoma organization is legitimate if they have registration in the state. Or, the IRS should verify their non-profit status. But, scammers can legitimately register an organization for illegal purposes. Take the time to research how your money gets used before investing in a business or donating to charity.

The Internal Revenue Service states that the Attorney General and Secretary of State of Oklahoma share the responsibility of overseeing charities in the state. Consumers are also provided protection from charity scams by the Oklahoma Solicitation of Charitable Contributions Act. This law demands transparency in charitable organizations that allows the public to investigate whether or not the charitable organization is operating in good faith.

When it comes to products and services, looking up customer reviews can help. The more reviews a product or service has, the more likely it is a legitimate organization. However, people can buy these illegally. In fact, anyone can build a website or register an empty LLC in Oklahoma .

Defective Products and Services

Legitimate Oklahoma companies often create defective products and services. Some common issues are:

• Products that do not work as intended
• Products that have harmful design flaws
• Medications that do not mention all side effects
• Services that do not deliver on promises

Even when this is not intentional, consumers might become entitled to compensation for the damages caused. This circumstance is why we often hear of car manufacturers issuing recalls and repairs when they realize something has gone wrong.

The State Legislature of Oklahoma affirms that if a defective product causes harm or damage, the manufacturer is strictly held liable for these damages. Even if the manufacturer took proper care and precaution, if any harm occurs because of the product, the manufacturer is held liable. However, residents should be aware that there is a strict 2-year statute of limitations for liability suits.

Oklahoma Consumer Protection Laws and How Consumer Law Works

The Federal Trade Commission Act of 1914 is arguably the most important consumer protection law in the United States. It establishes the Federal Trade Commission to protect consumers from deceptive business practices. It does this not just for individual cases, but also to target monopolies.

The FTC’s work includes conducting investigations, collecting complaints, and filing lawsuits. In addition, other federal laws protect public consumers against deceptive transactions. These include the agriculture, real estate, food, and beverage industries. Oklahoma consumer laws also put measures in place to police false advertising and illegal debt collection practices.

Work With an Experienced Oklahoma Consumer Law Attorney

Working with a consumer fraud attorney in Oklahoma can help you understand your rights. The appropriate professional from our network of legal experts will help you understand the FTC guidelines. They will help you discover what types of complaints you can make against the organization that has committed fraud against you.

A qualified Oklahoma consumer fraud attorney will also guide you through working with law enforcement. The goal is to bring the fraudulent business practices against other customers and yourself to light. Get help and file a claim against the entity that committed consumer fraud against you. We can even help you connect with an attorney across Oklahoma state lines.

Submit a request online or call us today at (866) 345-6784 to get in touch with an attorney in your area!