Consumer Law in Edison, NJ

Do you need a consumer law attorney in Edison, New Jersey to fight for your rights and bring fraudsters to justice? We can match you with the right lawyer to help you reclaim your rights.

Common Types of Consumer Fraud in Edison, New Jersey

Consumer fraud primarily refers to deceptive practices that can cause customers in Edison to suffer financial, physical, or emotional injury. Fraudulent practices may also occur at the individual level. For instance, when someone falls victim to lottery scams. Consumer law refers to the regulations that define unlawful actions and how consumers can seek justice.

Sometimes, becoming a victim of consumer fraud in Edison, NJ can also lead to criminal charges against you. As an example, it can be strenuous to clear your name after you donate to a charitable organization involved with money laundering.

Edison residents can look to the New Jersey Division of Consumer Affairs for information on common scams and how to avoid them. The Division publishes an Anti-Fraud Toolkit with tips and resources for consumers. Some scammers might try to scare you by pretending to be with a government agency. They may even threaten to arrest you if you do not comply. Another tactic is to promise rewards like a lottery prize or an investment opportunity. The scammer draws you in with their offer, then demands a processing fee or your bank account information.

Many people are embarrassed about falling for a scam, so they suffer in silence. But, speaking up can help to bring the persons responsible to justice. Even when it does not, it helps to spread awareness and stop other consumers from falling victim.

What Types of Fraud are in Consumer Law?

If you suffered damages because of consumer fraud in Edison you might be able to file a lawsuit against the responsible parties. Learning about the most common types of consumer fraud found under law is the best place to start.

Identity Theft

This type of consumer fraud happens when a nefarious Edison, NJ company or individual steals your personal information. They might steal your bank account information, Social Security number, full name, or credit card numbers. One of the most common identity theft methods is this “data mining”.

Once an individual has your personal information, they can open credit cards or make fraudulent charges on existing ones. Some thieves will even open utility accounts in your name as a way to prove residency. Once they can accomplish this task, they have even more options to apply for loans or credit cards.

Some identity thieves gain access to your bank account and drain all the funds that you have available. There are also reports of scams that access health insurance and place medical charges on the victim’s insurance. Proving that you are a victim of identity theft can be very complicated. Consequently, hiring a dedicated Edison consumer law fraud lawyer is essential to proving your innocence.

Fake Organizations

Fake charities are difficult to spot. Often, they use the same techniques legitimate ones rely on to raise funds. That’s why it’s important for you to understand where your money is going, before you donate to an organization. The same is true when investing or purchasing goods and services.

You can identify if any Edison, NJ organization is legitimate if they have registration in the state. Or, the IRS should verify their non-profit status. But, scammers can legitimately register organizations for illegal purposes. Always take the time to research how your money gets used before investing in a business or donating to charity.

Under New Jersey law, most Edison charities and all professional fundraisers must register with the state. Before you donate, you can check a charity’s status in the state directory. In addition, the Township of Edison publishes a list of legitimate charities in the area. Be aware, however, that even legitimate charities sometimes use illegal fundraising tactics. In fact, all charities and nonprofit organizations must adhere to the provisions of New Jersey’s Consumer Fraud Act.

When it comes to products and services, looking up customer reviews can help. The more reviews a product or service has, the more likely it is a legitimate organization. However, people can buy these illegally. In addition to this, anyone can build a website or register an empty LLC in Edison, New Jersey.

Defective Products and Services

Legitimate Edison, NJ companies often create defective products and services. For example:

• Products that do not work as intended
• Products that have harmful design flaws
• Medications that do not mention all side effects
• Services that do not deliver on promises

Even when this is not intentional, consumers might be entitled to compensation for damages. This circumstance is why car manufacturers issue recalls and repairs when they realize something has gone wrong.

The New Jersey Product Liability Act provides the sole remedy for injuries due to a defective product. Therefore, Edison plaintiffs do not have the option to use typical common law doctrines, such as negligence. Instead, all product liability claims rely on a strict liability standard. The plaintiff must show that the product was not safe for its intended purpose. However, the basis for this claim can be either a manufacturing defect, a design defect, or inadequate warnings or instructions.

Edison, New Jersey Consumer Protection Laws and How Consumer Law Works

The Federal Trade Commission Act of 1914 is arguably the most important consumer protection law in the United States. It established the Federal Trade Commission to protect consumers from deceptive business practices. It does this for individual cases and to target monopolies. Some of the FTC’s work includes conducting investigations, collecting complaints, and filing lawsuits. Additionally, other federal laws protect public consumers against deceptive transactions. These include the agriculture, real estate, food, and beverage industries. Edison, New Jersey consumer laws also put measures in place to police false advertising and illegal debt collection practices.

Work With an Experienced Edison, New Jersey Consumer Law Attorney

Working with a consumer fraud attorney in Edison can help you understand your rights. The appropriate professional from our network of legal experts will help you understand the FTC guidelines. You’ll discover what types of complaints you can make against the organization that has committed fraud against you. A qualified Edison, NJ consumer fraud attorney will also guide you through working with law enforcement. The goal is to bring the fraudulent business practices against other customers and yourself to light.

Are you looking to hire an experienced consumer law lawyer near you? Get help and file a claim against the entity that committed consumer fraud against you. We can even help you connect with an attorney across New Jersey state lines.

Submit a request online or call us today at (866) 345-6784 to get in touch with an experienced lawyer in your area!